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FP&A & Fintech AI Engineering

Your CFO Wants AI In the Product.
Your Engineers Have Never Trained 
A Model On Financial Data.

We know exactly where that leaves you. Embedded AI engineering teams who have already built financial AI that accountants trust, on a timeline your board will believe.

We know exactly where that leaves you. Embedded AI engineering teams who have already built financial AI that accountants trust, on a timeline your board will believe.

What We Build

The Full Engineering Layer, Not Just The Model

We build the validation layer, the retrieval architecture, the data grounding, and the audit trail. Financial AI without that surrounding engineering is a demo, not a product.

Natural Language Interfaces on Financial Data

P&L queries, forecast explanations, variance commentary, with structured output validation so numbers are traceable, not guessed.

AI Scenario Modeling & 
Driver-Based Planning

Planning engines built to your specific financial model structure, not generic templates applied to your data.

LLM Integration with Full Audit Trails

Every AI-generated number is traceable to a source. Regulators and accountants can follow the chain.

ERP Integration and Data Pipelines

Clear milestones and acceptance criteria, not open-ended retainers. You know what you're getting and when.

Financial RAG Systems

Retrieval architectures grounded in customer-specific chart-of-accounts data, not generic financial knowledge.

Anomaly Detection on Financial Time-Series

Automated management reporting from ERP systems, plus intelligent detection of patterns that need human review.

Embedded, Not Outsourced

Logiciel engineers embed directly into your workflow. Sprint planning, architecture reviews, code reviews, standups. We work inside your product architecture, not alongside it.

1

Discovery Sprint

One sprint to understand your financial data model, architecture, and target use case. Fixed-scope estimate delivered at the end.

2

Architecture Review

We design the validation layer, retrieval architecture, and data grounding before writing a line of production code.

3

Embedded Build

Our team joins your sprints. Code reviews, standup, paired architecture. First production feature in 8 to 12 weeks.

4

Clean Handoff

Full documentation, tested infrastructure, and your team fully equipped to maintain and extend what we built together.

The FP&A Software Market Is Bifurcating

The difference between the products winning and the products churning is not which LLM they chose. It is the engineering surrounding it.

Products that are winning

  • Shipped AI features that are reliably correct before scaling them

  • Built the validation layer, not just the model

  • Grounded retrieval in real customer financial data structures

  • Expert users find the AI useful, not alarming

  • Winning competitive deals on AI reliability

Products that are churning

  • Shipped impressive demos that failed when a real accountant tested edge cases

  • Repairing customer trust after a bad AI-generated number

  • Rebuilding the AI layer under pressure with the wrong architecture

  • Losing deals to competitors with more reliable AI outputs

  • 12-month in-house hiring cycles while the market moves

"98% of CFOs have invested in digitization. Only 41% report that even 25% of their processes are actually automated." (FP&A Trends 2025 Benchmarks)

75+

North American clients

3,000+

Product releases shipped

120+

Engineers on team

Days

Time to sprint-ready

What The Other Options Actually Look Like

Every option has tradeoffs. Here is an honest view.

What you need Toptal / Contractors In-house ML team Logiciel
Financial AI domain knowledge You source and vet this yourself 12-18 month hiring cycle Production experience in FP&A and fintech AI
Validation and audit architecture Your responsibility to design Your team learns while building Pre-built patterns, first sprint
Time to first production feature Varies. You own integration. 12-18 months to productivity 8-12 weeks
Annual cost $150-250K per senior contractor $750K-$1.5M per year Fixed-scope. Starts at $55K.
Product delivery accountability You manage them Full ownership over time Architecture, implementation, QA, and handoff

Your Product Wins The Deals Where Financial 
AI Reliability Is The Differentiator

Week 8-12

Your first production AI feature is live. Your CFO's Q3 deadline is met. Your engineers understand the architecture they are inheriting.

Month 3-6

Customers are using the AI features in real planning cycles. Accountants are checking the outputs & trusting what they find. Churn conversations stop starting with AI reliability.

Competitive position

You are in the group of FP&A products that shipped AI that actually works in production. That is the group that wins the next wave of deals.